Transparent gold loan schemes designed for your needs
Secure funds against your gold with clear terms, flexible repayment options, and a simple branch experience.
0% interest for the first month on selected schemes*
No interest payable during the first month on eligible schemes, subject to terms and conditions. EMI, if applicable, follows your chosen repayment plan.
Fast fund disbursement
Funds are often disbursed within 30 minutes after verification, subject to scheme terms. Amounts are credited to your bank account; cash disbursement, where permitted, is limited to Rs. 20,000 as per RBI guidelines.
Minimal documentation
Complete your application with basic KYC, PAN, and bank account details. We keep the process simple and reduce unnecessary paperwork.
No processing charges on eligible schemes
No processing charges on eligible gold loan schemes. Any applicable charges, if any, will be disclosed upfront as per RBI fair practices.
No credit score required
Your gold jewellery or ornaments can be used as security. A strong credit score is not mandatory to apply for a gold loan.
*Scheme benefits, interest terms, disbursement timelines, and charges are subject to eligibility, verification, and applicable terms and conditions.
A Smarter Way to Get a Gold Loan
How it works
A simple and transparent process designed for your convenience
Visit Us
Walk into your Swarn Sathi branch with your gold and valid ID proof.
Gold Valuation
Your gold is instantly evaluated using secure assessment methods.
Paperwork
Complete documentation for quick loan processing and disbursement.
Loan Disbursement
Receive the loan amount directly into your account.
