.policies-page{width:100%}.policy-banner{background:linear-gradient(135deg,#fea123,#ff8a00);padding:150px 24px 56px}.policy-banner-inner{max-width:1140px;margin:0 auto}.policy-banner-title{color:#ffffff;font-family:Poppins,sans-serif;font-size:clamp(2rem,4vw,2.75rem);font-weight:700;margin:0 0 12px;line-height:1.2}.policy-breadcrumb{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,.9);font-size:15px;font-weight:500;font-family:Poppins,sans-serif}.policy-breadcrumb a{color:rgba(255,255,255,.9);text-decoration:none;transition:color .2s ease}.policy-breadcrumb a:hover{color:#ffffff;text-decoration:underline}.policy-breadcrumb-sep{color:rgba(255,255,255,.6)}@media (max-width:767px){.policy-banner{padding-top:100px;padding-bottom:36px}}.policies-section{background:#ffffff;padding:64px 24px 80px}.policies-inner{max-width:1140px;margin:0 auto}.policies-heading{color:#fea123;text-align:center;font-family:Poppins,sans-serif;font-size:clamp(1.6rem,3vw,2.25rem);font-weight:700;margin:0 0 40px}.policies-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}.policy-card{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:16px;padding:36px 20px;background:#fef9f3;border:1px solid #f0e6d8;border-radius:14px;text-decoration:none;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease,background-color .25s ease}.policy-card:hover{transform:translateY(-4px);box-shadow:0 12px 28px rgba(254,161,35,.18);border-color:rgba(254,161,35,.4);background:#fff4e6}.policy-card-icon{display:flex;align-items:center;justify-content:center;width:64px;height:64px;background:#ffffff;border-radius:12px;box-shadow:0 2px 8px rgba(254,161,35,.15);flex-shrink:0}.policy-card-title{font-family:Poppins,sans-serif;font-size:15px;font-weight:600;color:#1a1a1a;line-height:1.4}@media (max-width:991px){.policies-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:575px){.policies-grid{grid-template-columns:1fr}.policies-section{padding:40px 16px 56px}}